Eligibility Requirements.

To participate in the College Graduate Program, you must:

• Have earned an undergraduate, graduate, or associate's degree from a U.S. accredited college or university within the previous 24 months, OR be eligible to graduate within the next 6 months and have a verifiable offer of employment. A copy of your diploma or official transcript will be required.
• Proof of income or employer letter with the Human Resources representative’s contact information, stating position/title, and income.
• Have at least 6 months of credit history with no previous derogatory marks on any credit lines.
• A debt-to-income ratio of less than 45%. Automotive payment to income ratio of less than 20%.
• Security deposit will be waived unless stipulated by credit.

*$1,000 towards the lease or finance of a new Model Year 2024-2026 BMW vehicle or Model Year 2020-2023 BMW Certified Pre-Owned vehicle. Offer subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a doctorate, graduate, undergraduate, or associate degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms to qualifying customers are subject to approval by BMW Financial Services based on credit score, credit application, and other considerations. Offer valid through 01/04/2026. See your BMW Client Advisor.